Affordability is not only the cost of the house. It is about building a home.

The price of the door is where affordability begins, not where it is settled. What decides whether a family can stay is the cost of the whole life behind it: the power and connection that keep it running, and the community that makes it worth living in, planned as one system and held by a partner willing to think in decades.

A community playground set among low-rise homes
25.7%
rise in electricity prices across Canada since January 2021
1990
planning whole communities, not only homes, since
2019
investing in the technology that lowers what a home costs to run, since

The thesis

A home is paid for monthly, long after it is built.

Supply is necessary, and slow. A household does not live affordability on that clock; it lives it every month, as a payment. As the proptech investor MetaProp put it in 2026, technology that lowers that payment, steadies it, or caps its swings is an affordability measure in its own right. That payment is more than principal and interest: it is the utilities, insurance, taxes, connection, and the cost of belonging to a place. Cap the rent and leave those unattended, and a family still cannot afford to live there. Holding the payment low for the life of the home is a plan, and a plan has to be owned.

How we invest in what's next

Zach Aarons, MetaProp, "A Venture Perspective on the Housing Affordability Crisis," July 2026.

The whole plan

Three costs, planned as one.

01

The build

Affordability starts at the door. We build with the partners and methods that deliver a home faster and for less, so the first cost is the lowest it can be, the foundation the rest of the plan is laid on.

02

The running

Once a family moves in, the bill does not stop at the mortgage. Electricity is up 25.7% across Canada since January 2021 (Statistics Canada, July 2026), and connectivity, insurance and maintenance climb with it, until running a home rivals the cost of financing it. A home built to a tighter envelope, run on lower-carbon systems and wired from the start costs less to keep for its whole life. Through Groundbreak Ventures, Hopewell's construction-technology affiliate investing since 2019, we back the companies that design that cost down.

03

The belonging

A place is affordable to live in when a child can join the league or reach the rink without the fee deciding it. Where that access is withdrawn, the cost can multiply overnight: one York Region youth league saw its gym rental rise from $1,500 to $13,897 in a single year (CTV News, September 2026) when its subsidy ended. No rent changed. Planning the recreation, services and shared spaces in from the start, so taking part does not depend on income, is what turns housing into a place worth staying.

The record

We have planned whole communities, not only built homes.

Hopewell has developed housing in Canada since 1990, through three downturns, more than 10,000 homes to date (Source: Hopewell Group), including master-planned communities such as Mahogany, where the water, recreation and places to gather were in the plan from the beginning. Since 2019, through Groundbreak Ventures, we have backed the technology that lowers what they cost to run. Planning the full arc of affordability is not a departure for us; it is that work, extended to the whole country and held for the long run.

The next era of affordable housing will not be delivered one low-cost unit at a time.

It will be planned whole, from the price of the door to the cost of belonging, and held by a partner willing to think in decades, with the governments and investors who measure affordability the same way.

Build with us

See what this means for your side of the table.